[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.smpw.cz\/jak-sehnat-penize\/#Article","mainEntityOfPage":"https:\/\/www.smpw.cz\/jak-sehnat-penize\/","headline":"Jak sehnat pen\u00edze?","name":"Jak sehnat pen\u00edze?","description":"Nemyslete si, \u017ee se maj\u00ed podnikatel\u00e9 za v\u0161ech okolnost\u00ed skv\u011ble. Je sice skute\u010dnost\u00ed, \u017ee podnikaj\u00ed proto, aby se m\u011bli dob\u0159e, ale skute\u010dnost je takov\u00e1, \u017ee se jim toto p\u0159\u00e1n\u00ed n\u011bkdy nevypln\u00ed. A tak firmy n\u011bkdy funguj\u00ed skv\u011ble a p\u0159in\u00e1\u0161ej\u00ed sv\u00fdm majitel\u016fm zisky, jak\u00e9 tito pot\u0159ebuj\u00ed, ale n\u011bkdy je tomu p\u0159esn\u011b naopak. N\u011bkdy podnikatel\u00e9 spl\u00e1\u010dou nad […]","datePublished":"2025-10-01","dateModified":"2025-10-01","author":{"@type":"Person","@id":"https:\/\/www.smpw.cz\/author\/#Person","name":"","url":"https:\/\/www.smpw.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d89f66f31d15c86aaa67b2d500e11b783534f791bc2a93dd89895a03d043c162?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d89f66f31d15c86aaa67b2d500e11b783534f791bc2a93dd89895a03d043c162?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"smpw.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.smpw.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppp_10_10_2.jpg","url":"https:\/\/www.smpw.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppp_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.smpw.cz\/jak-sehnat-penize\/","about":["Ekonomika"],"wordCount":425,"articleBody":"      Nemyslete si, \u017ee se maj\u00ed podnikatel\u00e9 za v\u0161ech okolnost\u00ed skv\u011ble. Je sice skute\u010dnost\u00ed, \u017ee podnikaj\u00ed proto, aby se m\u011bli dob\u0159e, ale skute\u010dnost je takov\u00e1, \u017ee se jim toto p\u0159\u00e1n\u00ed n\u011bkdy nevypln\u00ed. A tak firmy n\u011bkdy funguj\u00ed skv\u011ble a p\u0159in\u00e1\u0161ej\u00ed sv\u00fdm majitel\u016fm zisky, jak\u00e9 tito pot\u0159ebuj\u00ed, ale n\u011bkdy je tomu p\u0159esn\u011b naopak. N\u011bkdy podnikatel\u00e9 spl\u00e1\u010dou nad v\u00fdd\u011blkem a t\u0159eba i lituj\u00ed toho, \u017ee se rad\u011bji nenechali u n\u011bkoho zam\u011bstnat, proto\u017ee v tom p\u0159\u00edpad\u011b by m\u011bli aspo\u0148 jist\u00fd plat. Ale kdy\u017e u\u017e se n\u011bkdo na podnik\u00e1n\u00ed dal, mus\u00ed podnikat. A mus\u00ed tedy zvl\u00e1dat i p\u0159\u00edpadn\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee, je\u017e m\u016f\u017ee soukrom\u00fd byznys \u010dasto m\u00edt. A zvl\u00e1dnout ekonomick\u00e9 probl\u00e9my pak znamen\u00e1 sehnat n\u011bjak\u00e9 pen\u00edze n\u011bkde jinde. T\u0159eba si n\u011bjak\u00e9 i jenom vyp\u016fj\u010dit, aby bylo \u010d\u00edm platit fungov\u00e1n\u00ed firem do doby, ne\u017e se jim zase za\u010dne n\u00e1le\u017eit\u011b da\u0159it. Podnikatel\u00e9 tedy n\u011bkdy \u017e\u00e1daj\u00ed i o p\u016fj\u010dky. N\u011bkdy se pot\u0159eb\u011b takov\u00e9 pomoci nevyhnou. Jen\u017ee jejich o\u010dek\u00e1v\u00e1n\u00ed nemus\u00ed doj\u00edt napln\u011bn\u00ed. M\u016f\u017ee se st\u00e1t, \u017ee podnikatel po\u017e\u00e1d\u00e1 v nesn\u00e1z\u00edch o p\u016fj\u010dku, ale nedostane ji. A nen\u00ed se \u010demu divit. Banky se samoz\u0159ejm\u011b mus\u00ed starat o pen\u00edze, kter\u00e9 maj\u00ed, a nemohou si dovolit je sv\u011b\u0159ovat n\u011bkomu, kdo jim je mo\u017en\u00e1 nedok\u00e1\u017ee vr\u00e1tit. A tak podnikatel\u00e9 pen\u00edze pot\u0159ebuj\u00ed, ale v bance se \u010dasto dozv\u011bd\u00ed, \u017ee jim nelze kv\u016fli \u0161patn\u011b vypadaj\u00edc\u00edmu da\u0148ov\u00e9mu p\u0159izn\u00e1n\u00ed, n\u00edzk\u00fdm p\u0159\u00edjm\u016fm nebo z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f vyhov\u011bt.Banky jsou v tomto ohledu neoblomn\u00e9. A kdy\u017e usoud\u00ed, \u017ee nen\u00ed \u017eadatel dost dokonal\u00fd, nen\u00ed s nimi \u0159e\u010d, sv\u00e9 rozhodnut\u00ed nep\u0159ehodnot\u00ed. A podnikatel\u00e9 se pak zkr\u00e1tka mus\u00ed obr\u00e1tit se \u017e\u00e1dost\u00ed o p\u016fj\u010dku na n\u011bkoho jin\u00e9ho. A zb\u00fdv\u00e1 jim logicky jenom nebankovn\u00ed sektor. Od nebankovn\u00ed spole\u010dnosti lze z\u00edskat t\u0159eba nebankovn\u00ed hypot\u00e9ku. A ta je pak nad\u011bj\u00ed mnoha podnikatel\u016f. Proto\u017ee ti tu usp\u011bj\u00ed i v p\u0159\u00edpad\u011b, \u017ee nevzbuzuj\u00ed u jin\u00fdch poskytovatel\u016f p\u016fj\u010dek d\u016fv\u011bru. A t\u00edm jsou tyto hypot\u00e9ky bez registru a dokl\u00e1d\u00e1n\u00ed velk\u00fdch p\u0159\u00edjm\u016f dokonal\u00e9.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak sehnat pen\u00edze?","item":"https:\/\/www.smpw.cz\/jak-sehnat-penize\/#breadcrumbitem"}]}]